The decision to buy a home can be daunting for many. You have a lot to decide about. You wonder if you are really prepared. Finding the perfect home isn’t always an easy task, and obtaining a mortgage can be a complex and exhausting process. Once you decide that you are ready to proceed, the rewards are unquestionable.
To help you purchase a home, I am here to guide you. The process of buying a home should be easier, more enjoyable, less time-consuming, and less expensive than it would be if you bought it yourself. The myriad of details involved in the actual purchase will be handled by me while you prepare so sellers perceive you as a competent buyer. I will locate and assess properties that match your needs.
As a full-time real estate professional, I am familiar with current listings on the market. I am well versed in neighborhood market values and can help you determine which properties are priced fairly.
Step 1
Before you can buy a home, you need to determine what you want and need in it. When you decide to buy, ask yourself why. Do you want to stop paying rent, build equity, own a place of your own, raise a family or simply move into a larger home? Regardless of the reason, list the type of home you’d like and the location where you want to live. Be specific. Separate your “must haves” from your “want to haves.”
From the general to the specific, think of yourself as focusing on a target. The area (city, town); the neighborhood (older and settled; sparkling new; a particular school zone; recreation facilities; and other services in the community (transport, day care, library, stores, entertainment) should be considered. Decide how long you are willing to commute to work.
Think about home styles. Do you need a one-level home, or stairs? Consider size and kind of property. Would you prefer a newer home or maybe an older one that you can fix up? If you plan to sell this home, consider how long you expect to live there.
Step 2
You can use a mortgage pre-qualification to estimate how much you can afford once you have determined your needs. Once you have been pre-qualified, you can start the buying process. By doing so, the lender verifies that you are prepared to buy and has checked your credit.
In my role as your real estate agent, I am able to refer you to reputable mortgage professionals in the area who have an excellent track record for obtaining loan approval.
Step 3
Once you’ve been prequalified and know your price range, I can help you determine which properties fit your needs. I have the best possible resources and communication systems available so that I can help you locate homes that meet your needs. You can even search listings here at my website.
Step 4
Keeping you on track, making an offer, negotiating, conducting home inspections, appraisals, and handling paperwork are just a few of the many steps I will help you with during your home buying process. It is my top priority to ensure your purchasing experience is enjoyable, efficient, and successful.
